Lasting Power of Attorney (LPA)

Setting up an LPA is a ‘must do’ if you have an ageing parent.

If you set up an LPA, it allows the nominated attorney – (i.e. you or others) to act on behalf of the ‘donor’ (the elderly person) in legal and financial matters, if they are struggling. (There is also another type of LPA for health and welfare decisions)

If you don’t have one, you can have serious problems,
eg applying for deputyship / probate is a slow,  complex and costly process

There is an excellent Martin Lewis (on TV) / guide at:

Good Youtube on why you need an LPA:
Explains from 5 min 30 the required correct sequence to follow – the process takes 8 weeks to allow notification of relevant people.

Watch Youtube from 1 min 14 on LPA’s

How to create an LPA:

You can set up a LPA at the government website:
They have reduced the cost to encourage everyone to do it.

It is actually quite simple and you don’t need a solicitor. It appears quite complicated because of the lengthy guidance documents, but you are essentially just giving the details of the person and their nominated attorneys. If you make a start with setting one up online, the process becomes clear.


Do one for yourself as well:  An LPA is actually something that anyone over the age of forty should have in place, as a worst case scenario measure, in case you are incapacitated by for example a stroke or road accident.
The government recommends that everyone should have an LPA, certainly every ‘breadwinner’ with dependents.  This One Show youtube explains why:  (but only around 1 percent of people actually have one in place)

Banks usually have a procedure in place to help you use the LPA.

You or other people can enquire via to find out if someone has a lasting or enduring power of attorney or a court-appointed deputy acting on their behalf. –

This entry was posted in 02-Essential / Top 10 Items, Finance / Legal. Bookmark the permalink.